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2024年4月16日发(作者：dubbo配置文件参数找不到)
商业银行信贷风险管理外文文献翻译中文
3000多字
Credit risk management is a XXX business。financing ns。
payment and settlement。and other XXX。credit XXX risk factor
for commercial banks。XXX such as life risk and uncertainty.
Effective credit risk management is essential for commercial
banks to minimize the impact of credit losses。This involves
identifying and assessing potential risks。XXX strategies。XXX。
By doing so。commercial banks XXX the potential for credit
losses.
One of the key components of credit risk management is
credit analysis。This involves evaluating the orthiness of
borrowers to determine the likelihood of default。Credit analysis
XXX's financial history。credit score。collateral。XXX credit
analysis。commercial banks can make informed lending ns and
minimize the risk of default.
Another important aspect of credit risk management is credit
XXX can also help commercial banks XXX.
In n。credit risk management is a critical aspect of
commercial banking。Effective credit risk management involves
identifying and assessing potential risks。XXX strategies。XXX。
By doing so。commercial banks XXX the potential for credit
losses.
Based on the analysis of risk factors。it is XXX us risks such
as credit risk。interest rate risk。exchange rate risk。liquidity risk。
nal risk。legal risk。and country risk。Among these。credit risk
is considered the primary risk faced by commercial banks。Credit
risk can be broadly defined as the risk of default by customers。
while in a narrow sense。it refers to the XXX high non-
performing loan s and us asset quality problems。making credit
risk the most XXX.
2 Risk management strategies
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